European banks face a substantial capital crunch in 2014 through the combined impact of Basel III capital ratio requirements, leverage ratio requirements, the ECB Comprehensive Assessment, and possible further national regulatory developments. PwC estimates that total capital shortfalls in Europe will be in the vicinity of €280bn.
PwC UK consumer credit industry, ‘Precious Plastic: Growth, but not as we know it’. Increasing levels of student debt mean that many graduates may delay taking out a mortgage
The leverage ratio has emerged from the shadows following the Basel Committee’s launch of consultations on a revised new global leverage ratio framework.
The impact of EMIR for those trading derivatives outside of the EU.
Our 20th anniversary 2013 Global Private Banking and Wealth Management survey gathered insights and perspectives on critical aspects of the challenges confronting participants, with a host of different operating models and businesses across all segments of global wealth management.
European Market Infrastructure Reporting (EMIR) transaction reporting is very different from Dodd-Frank
The European Banking Authority's (EBA's) Board of Supervisors approved last week a draft regulatory technical standard (RTS) on the definition of material risk takers (MRTs). The RTS includes a requirement that all employees whose total remuneration is greater than €500,000 should be deemed to be MRTs. Assuming that it is approved, the RTS will come into effect during 2014, ahead of the 2014/15 remuneration round.
The Financial Conduct Authority (FCA) is only just getting going, but it’s already clear that it intends to reach into new areas not touched by the Financial Services Authority (FSA). Building on our recent webcast on conduct, we share our thoughts on how you can stay ahead of the conduct agenda in this publication.
87% of banking and capital markets CEOs are changing their strategies for customer growth, loyalty and retention while continued concern about regulation continues. Read the full findings from our latest CEO Survey.
Richard Barfield’s update on the opportunities for banks in a Basel III world including CRD IV, LCR and the Net Stable Funding Ratio.