The bar for regulatory stress testing continues to rise as banks are required to deliver more information, in tighter timelines and with greater senior management and board involvement.
In this year's CEO survey, insurance CEOs are seeking how to reinvigorate growth and respond to the transformational trends facing their sector.
Basel Committee brushes up leverage and liquidity rules
Leverage ratio: the impact on securities financing transactions
Growing personal technology sophistication has meant greater demands on an organisation’s IT systems to provide employees the same level of IT and technology access in the workplace as they enjoy at home. In our view, the challenge for CIOs is to ensure they embrace this change and have the relevant systems and processes to continue to meet the standards of care and use for both the organisation and their employees.
High profile IT banking system failures highlight the issues banks face resolving their systems issues and meeting the expectations of a demanding digital world. In our view, banks must see this as an opportunity to improve IT resilience and change IT so it can support longer term business growth. We believe banks need to create sustainable solutions and systems to avoid similar issues recurring in the future. Find out more about our Technology approach here.
European banks face a substantial capital crunch in 2014 through the combined impact of Basel III capital ratio requirements, leverage ratio requirements, the ECB Comprehensive Assessment, and possible further national regulatory developments. PwC estimates that total capital shortfalls in Europe will be in the vicinity of €280bn.
PwC UK consumer credit industry, ‘Precious Plastic: Growth, but not as we know it’. Increasing levels of student debt mean that many graduates may delay taking out a mortgage
The leverage ratio has emerged from the shadows following the Basel Committee’s launch of consultations on a revised new global leverage ratio framework.
The impact of EMIR for those trading derivatives outside of the EU.