Precious Plastic - Previous editions

Precious Plastic 2010
2009 has been a watershed year for consumer credit in the UK, with both lenders and borrowers reassessing their balance sheets.

Precious Plastic 2009
This edition explores the impact of the ‘credit crunch’, the crisis in the banking sector and the downturn in the global economy on the UK consumer finance market and considers whether similar trends are being witnessed across continental Europe.

Precious Plastic 2008
Tough times ahead with higher cost of borrowing on the cards for consumers and smaller margins for lenders.

Precious Plastic 2007
Credit card users could lose out in £1 billion rule changes - annual fees and interest rate rises on the cards, according to this report.

Precious Plastic 2006
Annual fees on credit cards are set to make a comeback as issuers face shrinking margins from regulation, rate tarts and rising credit losses, according to this report.

Precious Plastic 2005
Balance transfer offers are costing UK credit card issuers over £1 billion a year in lost revenue and are cannibalising margins.

Precious Plastic - Beyond 2003
This third annual research note covering the UK's store and credit card sectors shows that a reduction in interchange fees will cost the credit card industry dearly.