Personal financial planning

• You want fee transparency
• You want impartiality; we are not reliant upon generating transaction-based commission to meet our costs
• You want better timing; we have no vested interest in encouraging our clients to make investments as soon as possible
• You want value; a fee based service can be particularly attractive to clients investing larger sums
• You want flexibility; we generally find it beneficial to be the main advisor in connection with our clients' investment affairs. However, we are increasingly called upon to advise on one or more specific and specialist issues such as portfolio benchmarking and/or performance monitoring, using our trusted and impartial advisor status.

Why should you come to PwC for personal financial planning advice?

• We build long-term relationships with our clients, through advising individuals on the investment of their personal funds (including specific investment recommendations). We have a clearly defined investment advisory process.
• Our advice is individually tailored to meet our clients' requirements, reflecting their personal circumstances including their aims and objectives, their attitude to investment risk and return, and their income needs.
• With our longstanding expertise in personal taxation matters, we always fully consider the opportunities for tax efficient investment, often creating or using bespoke vehicles to drive maximum tax efficiency.