Business Planning - case studies
Example A - $20bn Non-conforming mortgage business
Our client was a large UK retail mortgage lending company with a loan portfolio of more than $20bn.
Over their four year strategic planning period, they needed to understand how their expected losses, customer default profile and subsequent reserving position changed as they evolved their business strategies (e.g. underwriting, collections process, hardship solutions) and reacted to the changing macro-economic environment.
Their existing planning process lacked transparency and flexibility to meet and answer the upcoming challenges that business faced and drive the appropriate decisions to address them.
Using our industry expertise, benchmarking against their peer group and applying our proven modelling methodology we developed a suite of robust, transparent and dynamic models that incorporated sophisticated correlation analysis and Executive reporting tools.
This significantly improved the efficiency of the client's planning process, enabling the assessment of more complex scenarios with greater clarity and confidence.
"This is the best analysis we have ever seen on this area" - CFO
Example B - Car part distributor
We worked with a major car part distributor to help them create and critically evaluate their business’s operational and financial business plan for the next five years.
To accommodate their strategic aims the model needed to incorporate potential growth through acquisitions, the ability to open new sites with a variety of different roll out profiles and give visibility on the additional funding required.
At the heart of the planning process were the core operational KPIs which could be flexed to understand the impact on profit, cash requirements and covenants under a variety of different scenarios.
It also helped our clients assess potential exit strategies and their associated value, working alongside the client team we were able to embed the right process and tools to support their ongoing business planning.
