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Buy-Now-Pay-Later regulatory approach confirmed

HM Treasury (HMT) issued a consultation on 14 February 2023 proposing draft legislation that will bring Buy-Now-Pay-Later (BNPL) products into the FCA perimeter. 

HMT confirms the Government’s position on the scope of BNPL regulation and seeks stakeholder views on the legislative approach taken and how regulatory controls will be implemented. Notably, the consultation confirms that third party lenders of BNPL products will be brought into FCA regulation. 

Download this At a glance to see a detailed analysis of HMT’s consultation, and what firms need to do. 

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