Portfolio Emissions Manager
- Calculate financed emissions across all PCAF asset classes
- Reporting outputs aligned to the following reporting standards: ISSB, CSRD, California Law and Pillar 3
- Turn emissions data into risk and management insights
- Forecast pathways and test decarbonisation strategies
- Generate assurance-ready outputs and reporting
Why PEM?
Human-led, Technology-enabled
Combine a powerful platform with PwC's climate, sustainability and financial services specialists.
From Reporting to Strategy
Move beyond emissions measurement into risk management, forecasting and decarbonisation planning.
Built for Financial Institutions
Purpose-built for banks, insurers and asset managers rather than adapted from generic carbon accounting tools.
Assurance-ready by Design
Transparent methodologies, robust governance and outputs designed to support assurance and regulatory reporting.
Today
Build a trusted reporting foundation
Establish a consistent and transparent approach to financed emissions measurement, helping organisations meet evolving reporting expectations including ISSB and CSRD.
Key outcomes:
- PCAF-aligned financed emissions calculations across all PCAF asset classes*
- Reporting outputs designed to support ISSB, CSRD, California Law and Pillar 3 disclosures
- Improved emissions data coverage and quality
- Flexible use of multiple third-party data providers
- Audit and assurance-ready outputs
* This includes all asset classes in the part A (financed emissions) and part B (facilitated emissions) of the PCAF guidance
Tomorrow
Build a credible transition strategy
Move beyond reporting by understanding future emissions pathways, testing strategic decisions and evaluating target feasibility.
Key outcomes:
- Emissions forecasting
- Net Zero pathway alignment
- Scenario and sensitivity analysis
- Target tracking and progress monitoring
PEM functionalities
PEM was developed as our proprietary digital asset to address the key challenges our clients face in achieving Net Zero, focusing on the following four pillars:
Build a trusted emissions foundation
PEM combines client data with curated external datasets to improve emissions coverage and reduce manual effort.
Key benefits
Third-party data extensive access and processing covering all 7 PCAF asset classes
Tailored methodologies for different data providers
Flexible data prioritisation based on user input, including sensitivity analysis to assess differences in results
Data quality assessments across inputs and third-party providers
Deliver reporting with confidence
Generate consistent, transparent and audit-ready emissions outputs aligned to leading frameworks.
Key benefits
Scope 3 category 15 financed and facilitated emissions calculation split by asset class, industry, and scope
PCAF-compliant methodologies across all 7 PCAF asset classes
Data templates structured and streamlined
Report-ready results downloadable at a click of a button
Turn emissions into decision-useful insights
Understand how emissions interact with portfolio risk and identify emerging trends before they become material.
Key benefits
Risk and materiality assessment incorporating ESG and financial metrics to inform investment decisions
YoY monitoring of trends and volatility
Impact assessment for methodology decisions
Sensitivity analysis for key parameters and assumptions
Move from reporting to transition planning
Forecast future emissions, test strategic choices and assess whether climate targets are achievable.
Key benefits
Emissions forecasting against published scenario pathways
Corporate strategy integrated with decarbonisation strategy
Decarbonisation levers that are tangible and actionable to inform projections
Reverse stress testing to meet climate ambitions
Target tracking and feasibility assessment
One platform. Five integrated capabilities.
PEM connects data, reporting, analytics and strategy in a single workflow, helping organisations move from emissions measurement to informed action.
Data warehouse
The Data warehouse module enables access to third-party datasets that fill gaps where emissions data is unavailable. It enhances coverage for financed emissions calculations across geographies, industries, and PCAF asset classes. These datasets include EXIOBASE, OECD, World Bank, EPC, PCAF real estate, UK EPC register, DUKES, PRIMAP, EEA.
Reporting and configuration
The Reporting and configuration module enables the calculation of metrics across all PCAF asset classes, including financed and facilitated emissions, economic and physical emissions intensity, PCAF data quality scores, forecasted emissions and more.
Metrics are split by emissions scope, and counterparty-level results are downloadable at a click of a button.
Where more than one methodology can be followed, PEM allows for multiple methodologies based on the underlying data used, for example for Mortgages and CRE.
Portfolio analytics
The Portfolio analytics module provides insights and analysis for the reporting year results across the whole portfolio. The distribution of financed emissions by sector / country / other categories as applicable to be assessed.
The module also trend analysis in the form of monitoring of year-on-year results, allowing the user to investigate portfolio movements between reporting years and assess volatility.
Assurance and evidence
The Assurance and evidence module performs reconciliation of emission metrics from different runs of the tools, for tasks like sensitivity analysis, methodology impact assessments and assurance, using adjustable materiality thresholds.
Scenarios and strategy
The Scenarios and strategy module enables the user to look into the future and assess climate ambition towards Net Zero.
The module enables the user to integrate corporate planning into emissions forecasting, projecting future emissions against published scenario pathways while implementing actionable decarbonisation levers such as dynamic balance sheet adjustments and new business strategies.
It provides insights into the effectiveness of your decarbonisation strategy, with the options for reverse stress testing target achievement, facilitating strategic planning and risk management.
How we can help
- Consult with our experts: Connect with our PwC specialists to discuss how PEM can align with your organisational objectives. See contacts below.
- Book a demo: Experience PEM in action, tailored for your unique portfolio needs.
- Find your solution: PEM can be delivered through one of three of our tailored deployment options. Whether you prefer self-service flexibility, managed services for deeper insights, or a customised in-house deployment, our team is ready to support your journey towards sustainable finance leadership.
Choose the solution that fits your organisation
The following are example deployment options; please contact our team to discuss a deployment approach tailored to your needs.
- Software as a Service (SaaS)
- Managed services (EMS)
- In-house model deployment
Software as a Service (SaaS)
- Direct access to PEM through an online platform
- Autonomy to independently run PEM
- Limited direct support from our team, focused on tool usability rather than emissions strategy
Managed services (EMS)
- We execute the emissions calculations on behalf of the client
- Work closely with the client to interpret results and give insights
- Evaluations over a defined period / number of iterations, ensuring consistent progress tracking
In-house model deployment
- Customised solutions where we work closely with the client to tailor the tool to the bespoke business requirements and objectives
- Provides deep-dive analytics and strategic insights tailored to the client's emissions profile
